Budgets   Budgets & Leasing Calculators
	Buying vs. Leasing |  Furniture Costs |  Moving Costs | Space Considerations * All calculations are estimates, final buying or leasing payment amount may vary. FINANCIAL COMPARISON PAYING CASH VS.LEASE FINANCING (FMV not to exceed 5%) Term of Lease 60 Months Paying Cash   LEASE FINANCING   Enter Your Equipment Cost -------------------> Equipment Cost Loss of Income Income accrued on principal (12% OVER 60 MONTHS)* Monthly lease payment Less 40% tax paid     Total Net Income lost Total of all lease payments (2190 X 60) Pre-Tax Cost of Equipment Pre-Tax Cost of Equipment Less Tax Savings Depreciation of principal amount  @ 40% Less Tax Savings Monthly write-off of total  @ 40% Post-Tax Cost of Equipment Post-Tax Cost of Equipment     FMV Buyout 5% of principal** (less tax savings) Total Net Cost of Equipment Total Net Cost of Equipment Average Cost per Month Average Cost per Month Lessee Saves:   Per Month     Per Year     60 Month Term   * Source: Dun & Bradstreet,1998. D&B research shows that the average company receives a 12% return on every dollar of working capital that is re-invested. ** In most circumstances, we are able to cap the FMV buyout at not to exceed 5%